Payment Policy – StyleBina

Effective Date: January 9, 2025

Thank you for shopping at StyleBina! Below is our payment policy, which outlines the accepted payment methods, order confirmation process, and billing information to ensure a smooth and secure transaction experience.

1. Accepted Payment Methods

We accept the following payment methods for purchases made on stylebina.com:

    • Credit and Debit Cards:

      • Visa
      • MasterCard
      • American Express
      • Discover

    • PayPal: You can make payments securely through PayPal, a widely used and trusted online payment service.

    • Other Secure Payment Options: Depending on your location and availability, we may offer additional payment methods such as Apple Pay, Google Pay, or other regional payment services.

2. Currency

All prices listed on our website are in USD (U.S. Dollars) unless otherwise stated. If you are located outside of the United States, please note that the exchange rate used for your transaction will depend on your payment provider.

3. Order Confirmation

Once you complete your order, you will receive an order confirmation email that outlines the details of your purchase, including the products selected, quantities, price, and shipping address. This confirmation serves as a record of your transaction.

    • If there are any issues with your payment (e.g., declined transaction, insufficient funds), we will notify you immediately, and your order will not be processed until the payment issue is resolved.

    • Please ensure that the billing address provided matches the address registered with your payment method. Any discrepancies may cause delays in processing your order.

4. Payment Authorization and Charges

    • Authorization: By submitting your payment details, you authorize us to process the payment for your order.

    • Authorization Hold: In some cases, your payment provider may place a temporary authorization hold on your account for the total order amount, even if the transaction is not yet finalized. This is normal and will be resolved once payment is fully processed.

    • Charges: Your payment will be charged upon order confirmation or shipment, depending on the payment method and product availability. In cases of delayed shipments or backorders, charges may be applied once the product is ready for dispatch.

5. Sales Tax and Additional Fees

    • Sales Tax: Sales tax will be applied to orders where applicable, based on your shipping address. The applicable tax rate will be calculated and displayed at checkout before you confirm your order.

    • Shipping and Handling Fees: Shipping fees are calculated separately from the cost of products and will be shown at checkout. Any applicable shipping fees or handling charges will be added to your total order.

    • Other Fees: Any other fees, such as customs duties for international shipments, are the responsibility of the customer and will be collected by the shipping carrier upon delivery.

6. Order Modifications and Cancellations

Once your order is confirmed and processed, modifications or cancellations may be limited or unavailable. We recommend reviewing your order carefully before completing your purchase. However, if you need to cancel or make a change, please contact our customer service team within 24 hours of placing the order, and we will do our best to accommodate your request.

7. Security

At StyleBina, we take your security seriously. All payment transactions on our website are processed through secure payment gateways with encryption technology to ensure your payment information is protected.

    • SSL Encryption: We use SSL (Secure Socket Layer) technology to encrypt data transferred between you and our website, ensuring your sensitive information (such as credit card details) is kept safe.

    • Payment Gateway Security: Our trusted third-party payment processors (PayPal, Stripe, etc.) also use advanced security measures to safeguard your payment data.

8. Refunds and Chargebacks

    • Refunds: In the case of product returns or cancellations, we will issue a refund to the original payment method used for the purchase. Refunds typically take 5-10 business days to process, depending on your payment provider.

    • Chargebacks: If a chargeback is filed with your bank or credit card provider, we reserve the right to suspend your account and access to our services. We encourage customers to contact us first before initiating chargebacks, as we are happy to resolve any issues related to payment or orders directly.

9. Payment Errors and Discrepancies

In the event of any discrepancies, errors, or issues with the payment amount, please notify us immediately. We will investigate the issue and ensure that it is resolved promptly. If you notice any unauthorized charges, please contact our customer service team for assistance.

10. Contact Information

If you have any questions or concerns regarding our payment policy or need assistance with your payment, please do not hesitate to contact us:

Thank you for choosing StyleBina! We value your business and are committed to providing you with a seamless and secure shopping experience.